Privacy policy

This policy describes how OVO (“OVO,” “we”) handles information collected through this website.

What we collect. Information you submit through our consultation form: name, contact details, state, age range, interests, and anything you choose to tell us in the message field. We also record the consent language you agreed to, the time of submission, your IP address, and your browser identifier — these form the legal record of your consent to be contacted. Standard web analytics collect page-level usage data. Marketing attribution parameters (such as UTM tags) are stored in a first-party cookie.

How we use it. To respond to your request, evaluate which products may fit your situation, and contact you as you consented. We do not sell your information. We share it only with insurance carriers when you apply for coverage, with service providers who operate this site and our systems under confidentiality obligations, and where the law requires.

Your choices. You may revoke contact consent at any time: reply STOP to any text, use the unsubscribe link in any marketing email, or email admin@ovo.financial with “Do not contact.” You may request a copy or deletion of the information we hold about you at the same address; note that consent and transaction records may be retained where the law requires.

Retention and security. Records are kept in access-controlled systems, retained as long as needed for the purposes above and for legal compliance, and deleted or anonymized after that.

Questions about this policy: admin@ovo.financial.