Terms of use

By using this website you agree to these terms. If you do not agree, please do not use the site.

Educational content, not advice. Everything on this site is general education about insurance and retirement concepts. It is not individualized financial, legal, or tax advice, and no content here creates an advisory or client relationship. Product decisions should be made only after a personal review with a licensed professional and a reading of the actual contract and disclosures for any product considered.

Insurance solicitation. This site is a solicitation for insurance. Submitting the consultation form may result in contact from a licensed insurance agent. Product availability, features, and rates vary by state and carrier and are subject to change; nothing on this site is an offer of coverage. All guarantees referenced are backed solely by the financial strength and claims-paying ability of the issuing insurance company.

Hypothetical figures. Charts and numeric examples on this site are hypothetical illustrations only. They are not predictions or guarantees of future results and do not represent any specific product.

Intellectual property and acceptable use. Site content and branding belong to OVO and may not be reproduced commercially without permission. You agree not to misuse the site, including submitting false information or attempting to disrupt its operation.

No warranty; limitation of liability. The site is provided “as is.” To the fullest extent permitted by law, we disclaim warranties of any kind and are not liable for damages arising from use of the site.

Questions: admin@ovo.financial.